December 24, 2024
AgencyHome Insurance for Renters and Landlords: Key Differences You Should Know
When it comes to protecting your home and belongings, understanding the differences between renters and landlords insurance is crucial. Both types of insurance serve distinct purposes and cater to different needs. Renters Insurance Basics The following is fundamental information about renters insurance: Coverage—Renters insurance is designed to protect tenants. It typically covers personal belongings, liability […]
October 24, 2024
R.M. Bush & Company Inc.Preparing for the Unexpected: How to Create a Home Emergency Kit
In today’s unpredictable world, being prepared for emergencies is crucial. Whether it’s severe weather, a power outage or any unforeseen event, having a well-stocked home emergency kit can make a significant difference. Essential Items for Your Emergency Kit Create an emergency kit using the following items: Water and food—Aim for at least a three-day supply […]
December 29, 2023
R.M. Bush & Company Inc.Home: Preparing for Winter Weather in Savanna, GA
Winter weather can wreak havoc on your home and property, potentially causing significant damage and incurring costly financial losses. In Savannah, Georgia, winter weather can be unpredictable, with temperatures fluctuating wildly. So it’s important to prepare your home for unexpected weather. How to Prepare Your Home for Winter When assessing your home’s condition and taking […]
August 31, 2023
AgencyHurricane Preparedness and Insurance
When it comes to natural disasters, hurricanes stand as one of the most destructive and formidable forces. Their ability to cause widespread damage to infrastructure, property and lives is a stark reminder of the need for thorough hurricane preparedness and comprehensive insurance coverage. How Should I Prepare for a Hurricane? The following are some tips […]
April 26, 2023
Garrett HoffmannHave a Mortgage? You Need Homeowner’s Insurance
Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years. However, what happens if something happens to your […]
November 16, 2022
AgencyAnnual Home Audit Checklist
Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. Use this checklist to conduct an […]
September 19, 2022
AgencyThe Three Common Types of Smoke Alarms
When a fire ignites in your home, fast action on your part is vital. The safety of you and your family depends on how quickly you detect the fire and vacate your house. Early fire detection also means the fire department can put out the fire sooner, which can result in less damage to your […]
August 31, 2022
AgencyAre There Consequences to Filing a Home Insurance Claim?
Homeowners buy insurance to protect themselves from risks. You want to know that if a problem occurs, you can file a claim. However, many worry about the consequences of filing a home insurance claim. Will doing so cost you more than paying the claim out of pocket? In some cases, you may wish to avoid […]
July 6, 2022
AgencyTips for Creating a Home Inventory
Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. That’s […]
May 3, 2022
Agency3 Tips to Save on Homeowners Insurance
Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to […]