May 31, 2022
AgencyAnalyzing Your Need For Life Insurance
“Do I need life insurance?” is an age-old question, but the answer isn’t clear for some. Do you have a mortgage or other debt? Does someone count on you for regular ongoing support? If you answered “yes” to any of these, you may need life insurance. But for some people, you need to ask more […]
May 19, 2022
AgencyPhysical Damage Coverage to Include in Your Car Insurance
Insuring your car requires considering how you want to address situations where your car sustains damage. Coverage for vehicle damage is one of the prime benefits that an auto policy can offer, but it isn’t automatically included in most plans. Still, even though you have to ask your agent to include these physical damage benefits […]
May 3, 2022
Agency3 Tips to Save on Homeowners Insurance
Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to […]
April 28, 2022
AgencySmart Deductible Choices Yield Car Insurance Savings
A car insurance deductible is the amount one pays out-of-pocket in the event of a claim. Deductibles of $100, $250, $500 and $1000 are common. Many motorists opt for a low $100 deductible because of that uncomfortable thought of having to suddenly shell out cash in the event of a claim. However, higher premiums for […]
April 18, 2022
AgencyWhat Does Umbrella Insurance Provide?
The cost of an incident that would typically be covered by insurance can be so high in an extreme case that it can go beyond the limits of your policy, whether home, auto, boat or business. That’s where umbrella insurance comes in. Think of umbrella insurance as an extra layer of liability protection on top […]
April 8, 2022
AgencyHow Long Should You Carry Life Insurance?
Life insurance protects your family in the event something happens to you and they can no longer rely on your income. You should keep your life insurance policy at least the period that serves this purpose. And you may want to consider keeping it longer. How Long Do Life Insurance Policies Last? There are two […]
March 29, 2022
AgencyThe Benefit of Personal Umbrella Liability Insurance
When you buy a home, then you naturally want to protect your investment in the property. However, you also have to watch out for others who enter your home, too. After all, the monetary consequences that might arise following an accident in your home could harm both you and the injured party. Your home’s liability […]
March 17, 2022
AgencyAuto Insurance Coverage for Passenger Medical Bills
A car accident occurs. You and your passenger have injuries. Who pays the medical bills? Many factors play a role in this outcome. However, if the driver is negligent, he or she may be responsible for paying the medical bills of anyone hurt. With auto insurance, ample medical coverage for passengers is important. Do you […]
March 7, 2022
Agency3 Tips to Reduce Water Damage Risks in Your Home
Water damage is a big problem in many homes. Water itself can create many concerns within the home. It can cause structural damage to the walls and foundation. It can cause mold and mildew to grow, creating a potential health concern. Whenever you have water, high humidity or moisture present in your home, you really […]
February 24, 2022
AgencyWhy a Home Insurance Policy Review Can’t Wait
Home insurance plays a vital role in protecting your finances from devastation in the event of a natural disaster, fire, burglary and other unpleasant events. Unfortunately, many homeowners don’t carefully evaluate their initial coverage, often opting for the minimums allowed. This can leave gaps in their coverage, which may cause an unpleasant surprise if disaster […]