January 6, 2022
AgencyHow to Leave Life insurance to a Disabled Child
You buy life insurance to help your survivors financially after your death. Particularly if you have a disabled family member, this coverage will come in handy. Yet, because of the individual’s needs, how you structure your coverage might vary. What are the factors you must consider when leaving coverage to a disabled child? Step One: […]
January 17, 2022
AgencyHow Can Home Insurance Help After a Storm?
After a storm comes through in the middle of the night, you wake up to a sight that’s scary. Trees are down. Power lines perhaps are falling. Your home is damaged. You wonder what you should do. You should first contact your home insurance agent, who will take every step possible to help you to […]
January 25, 2022
AgencyCollision vs. Comprehensive Coverage
Though state laws may not require you to purchase both collision and comprehensive coverage for your policy, doing so can protect your financial well-being. Read on to learn more about these types of coverage. The Basics Collision and comprehensive coverages provide financial safety nets in the event that your vehicle is physically damaged and needs […]
February 8, 2022
AgencyCan Umbrella Insurance Protect My Business?
Umbrella insurance could be one of the best investments a business can make in today’s lawsuit-prone world. Your company likely has liability insurance, a key tool in protecting against lawsuits from customers due to accidents or mistakes made by the company. However, liability insurance isn’t always enough protection in many cases. Umbrella insurance provides an […]
February 16, 2022
AgencyFactors Influencing Your Life Insurance Premiums
Life insurance policies come at a cost, and you must continue to pay for yours in order to maintain your benefits. However, your individual premium is going to be unique to you, based on numerous factors that influence your risk of dying and triggering a death benefit payout. Let’s take a look at some of […]
February 24, 2022
AgencyWhy a Home Insurance Policy Review Can’t Wait
Home insurance plays a vital role in protecting your finances from devastation in the event of a natural disaster, fire, burglary and other unpleasant events. Unfortunately, many homeowners don’t carefully evaluate their initial coverage, often opting for the minimums allowed. This can leave gaps in their coverage, which may cause an unpleasant surprise if disaster […]
March 7, 2022
Agency3 Tips to Reduce Water Damage Risks in Your Home
Water damage is a big problem in many homes. Water itself can create many concerns within the home. It can cause structural damage to the walls and foundation. It can cause mold and mildew to grow, creating a potential health concern. Whenever you have water, high humidity or moisture present in your home, you really […]
March 17, 2022
AgencyAuto Insurance Coverage for Passenger Medical Bills
A car accident occurs. You and your passenger have injuries. Who pays the medical bills? Many factors play a role in this outcome. However, if the driver is negligent, he or she may be responsible for paying the medical bills of anyone hurt. With auto insurance, ample medical coverage for passengers is important. Do you […]
March 29, 2022
AgencyThe Benefit of Personal Umbrella Liability Insurance
When you buy a home, then you naturally want to protect your investment in the property. However, you also have to watch out for others who enter your home, too. After all, the monetary consequences that might arise following an accident in your home could harm both you and the injured party. Your home’s liability […]
April 8, 2022
AgencyHow Long Should You Carry Life Insurance?
Life insurance protects your family in the event something happens to you and they can no longer rely on your income. You should keep your life insurance policy at least the period that serves this purpose. And you may want to consider keeping it longer. How Long Do Life Insurance Policies Last? There are two […]