Call Us (912) 356-0266 ☰ ˟
Logo
Call Us (912) 356-0266
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
    • Flood
    • Health
    • Homeowners
    • Life
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Quote
      • Recreational Vehicle Insurance Quote
    • Watercraft & Boat
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About The Bush Agency
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto and Home Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Flood Icon

Flood

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Life Insurance | The Bush Agency - Georgia

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form

Life Insurance Information

Many people purchase life insurance to give their loved ones financial support after they die. A certain amount of money, commonly known as a death benefit, is paid to the chosen beneficiaries of the life insurance policy. The amount and type of coverage you choose depend on your situation and financial goals.

What Is the Benefit of a Life Insurance Policy? 

Life insurance can provide financial stability in your absence. Generally, the more life insurance you have, the more your loved ones will have after you are gone. Other benefits of a life insurance policy include:

·       Income replacement for lost salary.

·       Paying off your mortgage.

·       Paying off other debts, such as car loans, credit cards and student loans.

·       Funding your child’s college education.

·       Financial assistance for other needs, such as caring for elderly parents.

How Many Life Insurance Policies Can You Have?

You can choose to own multiple life insurance policies, and sometimes it makes sense to have more than one policy. For example, you may choose to have permanent life insurance and a term life policy to close any gaps in your financial plan. However, multiple policies equal multiple premiums, and if you’re purchasing policies at different life stages, you may see a wide range of premium costs based on your age and health.

Purchasing multiple life insurance policies also means you may have to submit numerous paramedical exams. Your insurance agent can discuss the pros and cons of owning numerous policies and any possible tax implications.

What Life Insurance Policy Never Expires?

Permanent life insurance never expires. Typically, this type of coverage combines a death benefit with a savings component. The two types of permanent life insurance are whole and universal life.

Whole life insurance provides coverage for the entire lifetime of the insured. Savings grow at a guaranteed rate. On the other hand, universal life insurance also offers a savings component and a death benefit. However, these policies feature a different premium structure, and the policies earn based on market performance.

Whose Life Is Covered on a Life Insurance Policy?

A life insurance policy is an agreement between the insurance company and the person identified as the policyholder. This policyholder can be a person or an entity such as a family trust of business—whoever “owns” the policy. The policy insures whoever is identified as the owner. Your agent can work with you to determine who should be named on your policy.

How We Can Help

Our agents at the Bush Agency can guide you in choosing the proper life insurance coverage for your circumstances. Please call us today at 912-356-0266 to learn more about the benefits of life insurance coverage. 

Contact Us Today!
(912) 356-0266

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment/Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

340 Eisenhower Drive, Building 300, Suite A
Savannah, GA 31406

Ph: (912) 356-0266 | Email:info@thebushagency.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder