RV and Boat Insurance in Savannah, GA

Whether cruising the open highways or setting sail on tranquil waters, safeguarding your recreational vehicle (RV) or boat is essential. But, if you’re finding it hard to navigate the twists and turns of insurance, RM Bush and Company may be able to help you find the best possible policy for you.

What Is RV and Boat Insurance?

RV and boat insurance are types of coverage that can help protect you from financial losses if your property is lost or damaged by a covered event.

RV insurance typically provides coverage for camper vans, motorhomes and trailers, providing financial protection against liability, property and personal damage insurance claims. Boat insurance often provides coverage for passenger injuries or damage caused to other boats.

Specifics of your coverage may vary—especially between RV and boat policies. In general, your policies will typically include the following:

• Comprehensive coverage may protect you from losses due to fire, theft, vandalism and certain weather events.

• Collision coverage may cover the financial cost of certain damage if you collide with another vehicle, vessel or object. Keep in mind that the definition of what constitutes a collision can vary between RV and boat policies, so it’s essential to review your policy language alongside an insurance expert.

• Liability coverage may cover expenses if you cause bodily injury or property damage to others.

• Uninsured/underinsured motorist coverage may protect you if you are hit by a driver with insufficient insurance. This is typically applicable to RV insurance and is not generally standard in boat insurance unless specifically included.

How Much Does RV and Boat Insurance Cost?

The following factors can influence the cost of RV and boat insurance:

• Age of the boat or RV

• Coverage options

• Driving record and experience

• Frequency of use

• Liability limits, deductibles and additional protections

• Your location

• Value of the boat or RV

Having a bundled policy, completing safety courses, and maintaining a good credit score may help you save on premiums.

Contact Us Today

Reach out to us at RM Bush and Company if you’re looking for a personalized quote.