May 24, 2021
AgencyHome Inspections and Improvements
When you buy a home, you want it to last. That means using proper maintenance and upkeep practices to safeguard the property. However, it’s not possible to watch every square inch of your home all the time. There’s always a chance that simple wear and tear could lead to problems that you can’t detect. However, […]
July 21, 2021
AgencyWhen Should I File a Home Insurance Claim?
Filing a home insurance claim can be confusing and frustrating, especially after an unnerving accident. Unfortunately, it is a process that most homeowners will go through at least once in their lifetime. It is important to know when it is appropriate to file a home insurance claim and what may happen when you do. You […]
November 18, 2021
AgencyYard Work That Lowers Your Chance of a Home Insurance Claim
Do you enjoy digging into the dirt to beautify your lawn? Yard work doesn’t only contribute to aesthetics, but can also protect your house and family. As you make your to-do list, think about adding some of these tasks. 1. Clean out the gutters. Gutters clogged with leaves, sticks and pinecones can cause water to […]
November 25, 2021
AgencyAre Structural Problems Covered Under Home Insurance?
Home insurance is designed to cover your home in case of an accident, but there are certain exclusions and limitations when it comes to what is covered. In some cases, structural problems concerning your home will be covered under home insurance. In others, however, you could be looking to pay repairs to your home out […]
January 17, 2022
AgencyHow Can Home Insurance Help After a Storm?
After a storm comes through in the middle of the night, you wake up to a sight that’s scary. Trees are down. Power lines perhaps are falling. Your home is damaged. You wonder what you should do. You should first contact your home insurance agent, who will take every step possible to help you to […]
February 24, 2022
AgencyWhy a Home Insurance Policy Review Can’t Wait
Home insurance plays a vital role in protecting your finances from devastation in the event of a natural disaster, fire, burglary and other unpleasant events. Unfortunately, many homeowners don’t carefully evaluate their initial coverage, often opting for the minimums allowed. This can leave gaps in their coverage, which may cause an unpleasant surprise if disaster […]
March 7, 2022
Agency3 Tips to Reduce Water Damage Risks in Your Home
Water damage is a big problem in many homes. Water itself can create many concerns within the home. It can cause structural damage to the walls and foundation. It can cause mold and mildew to grow, creating a potential health concern. Whenever you have water, high humidity or moisture present in your home, you really […]
May 3, 2022
Agency3 Tips to Save on Homeowners Insurance
Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to […]
July 6, 2022
AgencyTips for Creating a Home Inventory
Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. That’s […]
August 31, 2022
AgencyAre There Consequences to Filing a Home Insurance Claim?
Homeowners buy insurance to protect themselves from risks. You want to know that if a problem occurs, you can file a claim. However, many worry about the consequences of filing a home insurance claim. Will doing so cost you more than paying the claim out of pocket? In some cases, you may wish to avoid […]