June 26, 2024
R.M. Bush & Company Inc.What Auto Insurance Is Required in Savannah, Georgia?
In Georgia, all drivers are legally required to carry a minimum level of auto insurance, but you can choose to purchase more coverage. Liability insurance can pay for third-party accident-related medical bills and property damage if you cause a car accident while driving. Your agent may suggest buying enough liability coverage to provide sufficient protection […]
January 24, 2023
AgencyWhat Is Auto Gap Insurance?
Gap insurance is optional car insurance coverage that helps close the financial “gap” between the total amount you owe a lienholder and the settlement from your insurance company if your vehicle is deemed a total loss after a covered accident or incident. If you financed or leased a vehicle, your lienholder might require gap coverage […]
December 2, 2022
AgencyStay Safe While Driving Through Mountains
The twisting slopes and narrow roads of mountain ranges require a bit more skill than normal city driving. Many drivers are not used to such conditions and may struggle with hazards such as an overheating engine. But don’t worry! This article is full of pointers to help you navigate mountains with agility. Prevent Your Engine […]
November 29, 2022
AgencyTaking an Accident Prevention Class Could Reduce Your Costs
Accidents happen every day in every city. Some are unavoidable. Many are not. For auto insurance companies, accidents are very expensive. Not only do they put the driver’s life on the line, but they tend to be costly in terms of repairs. It is always best to drive safely. Yet, you may not know how […]
September 30, 2022
AgencyWhat is Hydroplaning?
You’re driving during a storm or on a wet street. You don’t notice initially, but suddenly you feel the vehicle is skidding to the side. This called hydroplaning. Hydroplaning is one of the most common types of incidents in wet conditions. The term itself refers to the process of sliding or skidding as the tires […]
July 18, 2022
AgencyNighttime Driving Tips to Keep You Safe on the Road
Driving after dark is very common in the late fall and winter months. The sun sets sooner, making it harder to navigate the way home after work. The risks are many. Deer are crossing the street virtually unseen. A child could be walking along the edge of the road, hard to notice until you are […]
June 30, 2022
AgencyPros and Cons of Automatic Car Insurance Renewal
When you enroll in car insurance, your agent might ask you if you want to set up your policy to automatically renew. This means that at the end of each term, usually annually, your auto policy will renew for the next term without requiring action from you. Often, enrolling in auto-renewals can save the insurance […]
May 19, 2022
AgencyPhysical Damage Coverage to Include in Your Car Insurance
Insuring your car requires considering how you want to address situations where your car sustains damage. Coverage for vehicle damage is one of the prime benefits that an auto policy can offer, but it isn’t automatically included in most plans. Still, even though you have to ask your agent to include these physical damage benefits […]
April 28, 2022
AgencySmart Deductible Choices Yield Car Insurance Savings
A car insurance deductible is the amount one pays out-of-pocket in the event of a claim. Deductibles of $100, $250, $500 and $1000 are common. Many motorists opt for a low $100 deductible because of that uncomfortable thought of having to suddenly shell out cash in the event of a claim. However, higher premiums for […]
March 17, 2022
AgencyAuto Insurance Coverage for Passenger Medical Bills
A car accident occurs. You and your passenger have injuries. Who pays the medical bills? Many factors play a role in this outcome. However, if the driver is negligent, he or she may be responsible for paying the medical bills of anyone hurt. With auto insurance, ample medical coverage for passengers is important. Do you […]