Business & Commercial Insurance
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Business & Commercial Insurance Information
Business Insurance
Georgia is one of America’s most economically diverse states. It is home to numerous major brands while still fostering a commercial environment that makes it easy to build your dream small business.
Still, no matter how hard you work to protect your company, you are still going to face countless liabilities. Any of them might prove devastating and expensive if they ever become real hazards. That’s why you need to invest in quality business insurance as part of your risk management plan.
The Bush Agency is committed to helping all business owners implement the commercial insurance solutions that are right for them. We’re a team of expert agents, and we know how to help you navigate all policy options within our trusted carrier network to find the perfect solutions.
To get covered today, just call us at (912) 356-0266 or request your free quote online.
Common Business Insurance Questions
How Does Business Insurance Work?
Business insurance is designed to help you make your company safer, more trustworthy and more stable. After all, when unexpected, unavoidable problems occur, they could put your business in a very unstable position. You need the proper resources to successfully pick up the pieces, and your insurance can provide them.
What Does Business Insurance Cover?
Business insurance is not a single policy. It is not even a single set of benefits. It is a combination of policy options that will work together to help your company protect itself, its financial assets and everyone who does business with it. Only with the right combination of plans can you optimize your coverage to your advantage. Coverage you likely need includes:
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Property Insurance: If something damages physical property like your building or possessions, then this coverage can help you repair or replace them.
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General Liability Insurance: Covers the business in case it causes property damage or bodily injuries to another party, like a client or vendor.
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Business Interruption Insurance: Helps you pay the bills if you must temporarily close after a damaging accident.
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Commercial Auto Insurance: When the company owns vehicles, this coverage will provide the requisite physical damage, liability and other benefits to help the company afford the costs of wrecks or other vehicle hazards.
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Workers’ Compensation Insurance: If an employee gets hurt on the job, they are often eligible for workers’ compensation. It will provide them supplementary income during their recovery.
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Errors & Omissions Insurance: Professional advice or mistakes could cause clients a financial loss. This coverage can compensate them on behalf of the business.
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Surety Bonds: If you are contractually obligated to certain clients, then bonds will guarantee them that you will repay them if you cannot meet your obligations.
Plus, there are countless other policy options that you might need to add to your package:
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Employment Practices Liability Insurance (EPLI)
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Products/Completed Operations Liability Insurance
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Cyber Liability Insurance
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Umbrella Liability Insurance
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Hired/Non-owned Auto Liability Coverage
It’s the quality services that only we can provide that will enable you to get the perfect combination of coverage for you. Our agents are dedicated to helping you choose the policy limits, deductibles, endorsements and other benefits that will ensure that you receive the benefits that are critical for your company’s long-term stability.
How Much Business Insurance do I Need?
Just like you will need a well-fitting raincoat to protect you from the weather, you need customized insurance benefits to protect you from commercial liabilities. Factors like your payroll, industry liabilities, net worth, local insurance regulations and more can impact the types and amounts of coverage you need. Our agents are committed to helping you figure out what those needs are, and will that you receive your benefits in an affordable, easily managed package.
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