Rental Reimbursement and Towing Coverage
Cars are machines, and in today’s world, they are becoming more technologically advanced by the day. All in all, a car that doesn’t run correctly is as inconvenient as a wrecked vehicle, and it’s still going to cost money to repair. However, the good news is that your auto insurance can help out when these pesky inconveniences strike, provided that you have the right coverage in the first place.
Two of these essential benefits are rental reimbursement and roadside assistance coverage. These are generally inexpensive coverage options that will help you out during some very stressful situations.
Help When You Need it Most
One of the last things you want to worry about after a car accident is how you’re going to get around without your car or pay for other transportation. Since an automobile policy doesn’t automatically cover the cost of a replacement car after an accident, rental reimbursement and towing coverage is an inexpensive insurance option that can help when you need it most.
Rental Reimbursement Coverage
Rental reimbursement coverage can be added to your auto policy for only a few extra dollars a month. Considering the average time a car is in the repair shop after an accident is 14 days, your out-of-pocket expenses can add up quickly. Your benefits will therefore greatly reduce this cost to you.
Coverage is subject to a daily and per accident limit. For example, a $30 per day/$900 per accident rental reimbursement limit means you’ll be covered up to $30 a day and no more than $900 per each covered accident. There’s a variety of limits and per occurrence options to choose from.
Towing and Road Service Coverage
Towing and road service coverage is an additional coverage option that’s there for you when life throws an unexpected mishap your way. For a nominal annual fee, a dispatch service will send the nearest qualified emergency roadside assistance provider from a network of towing, road service and locksmith professionals. They can deliver gas, change a tire, jumpstart your car or even make simple repairs. If you need a tow, then you can always rely on your insurer to send a trusted service to your aid. That way, help is never more than a phone call away.
Don’t wait to review your auto insurance coverage until after you have an accident or need roadside assistance.